Insuring Your Home
The insured value of many properties is well below their current replacement costs. Many homeowners have renovated or extended their properties without increasing the sum insured, and construction costs have escalated. For insurance purposes, it is suggested that homeowners at least apply a rule of thumb of between $1000 to $1100 per square metre for […]
Building Sites and Theft
Under most building contracts, the builder controls the site until practical completion. During the construction period a builder is usually responsible for theft, vandalism or other damage that occurs on the site. A builder may be able to claim on its insurance policy or may absorb the cost, depending on the amount involved. If your […]
Business Security
For more information, please see Security – Your Business.